where is the sense of following the law? there is no incentive to follow the law. >> first off, you throw a billion out. when talking about a company that's $500 billion, so 1/500 of their business. >> it's nothing. >> do you drive them out of existence? >> if they broke the law. >> who's "they." if the individuals or company broke the law they should be held accountable? >> they are. >> i don't know how many here have engaged in the discussion, but it's not a walk in the park. >> i'm not sure you do. >> there is another part to this. there is a moral hazard. the same moral hazard we had with the idea of creating bigger banks and not punishing bad behavior. you create another moral hazard if you're not punishing behavior. >> >> first of all it offends the public ice right in terms of justice. >> the only thing you do. >> everything the criminal now. everything results are criminal. no. it's important. we are labeling everybody as a criminal and we've got to take a deep breath. >> i don't label everybody a criminal. all i'm s